I much prefer working out naked, which I do at home all the time (for instance, just finished a bodyweight session). I also go to the gym (textile, of course),but the gym as it is currently populated would be interesting to say the least. The meat heads who populate the free weight section are a culture of their own. But the aerobics classes and aerobic machine sections could be a lot of fun. Not at all worried about the germs-- as a previous poster mentioned, the gym is covered in germs- whether you are clothed or not! Just clean yourself well when you leave!